UPDATE : Two HPDE options now offered for SCDA Customers OnTrackinsurance.com & Lockton Affinity!

Below is information about Lockton Affinity HPDE Insurance Program:



The HPDE Insurance Program was formed in 2008 to provide an affordable solution to track enthusiasts.  This program is only available to organizations that meet the high level of structure and safety required by the program.  The Sports Car Driving Association, LLC is pleased to let our customers know that we have been approved for this program. In recent years, many SCDA participants signed up for this affordable protection.

The policy provided is purchased on a single-event basis via the HPDE Insurance Program website.  The policy covers physical damage to vehicles both on and off the track while at approved events.  When purchasing this coverage, the driver selects an agreed amount for their base vehicle.  The driver also has the ability to add to the base value of the vehicle by scheduling modifications within the online application.  To receive a quick premium indication, enter your vehicle’s total value to get an idea of the cost of protection for your next SCDA event: https://hpdeins.locktonaffinity.com/Default.aspx?cID=38

The policy is underwritten by Mt Hawley Insurance Company (rated A+ by AM Best).  The HPDE Insurance Program is administered by Lockton Affinity, part of Lockton Companies, the largest privately-held insurance brokerage firm in the world. Please feel free to mention SCDA if you decide to contact Lockton. Their toll free number is 866-582-4957. Please note that the SCDA is in no way connected to this insurance program nor do we accept any liability for any interactions between the insurance company and our drivers.

At the SCDA we are not experts nor involved in the insurance industry. Over the years, the question about automobiles being covered in the unlikely event that damage is incurred to a customer’s car during a track event has come up. Our experience has shown that coverage varies greatly amongst the many different insurance companies. We have looked into the options pertaining to track insurance for our customers and we are pleased that there are two reputable outfits that provides this unique and specialized service. As a general reminder to all our customers :  All SCDA events are strictly non – competitive, non – timed high performance drivers educational events. The SCDA is not a racing school. 

Below is information about OnTrackinsurance.com Insurance Program:

Click on logo to go directly to OnTrackinsurance.com site


Welcome SCDA members and participants to OnTrackinsurance.com, an HPDE Physical Damage Insurance Program, specialized for your specific needs.

With www.OnTrackinsurance.com there are no grey areas with your personal auto insurance policy.

OnTrackinsurance is brought to you by  Steven Katz and the good people at Jacob J. Katz and Company
in business since 1937 !!!

Don’t get stuck with coverage from a non-admitted insurance companies. Make sure you choose the best coverage available in the market place.

OnTrackinsurance.com HPDE Physical Damage Program was  designed to provide the most comprehensive program available.

1)      Fully admitted insurance company “A rated” (Best’s rating)

2)     Full agreed value policy with flexibility with modifications and collectability

3)     Lowest event rates (1-3 day events are the same price)

4)     SCDA member discount

5)     Lowest deductibles

6)     Broadest Coverage form

7)     Instructor automatically covered

8)     Second driver coverage available

9)     Easy application and payment options

10)   Personal claims service with no run around

11)   Underwritten and administered by 20 year  veteran racer and instructor

Please remember this is a Physical Damage policy only and does not include liability coverage.

Steven Katz
Jacob J Katz and Company
455 Rte 304
Bardonia, NY  10954
845-638-0527 Fax


“Insurance program administered by Lockton Risk Services